Today, a quick loan is a service that is gaining more and more popularity. As a result of the financial crisis, many families are confronted with poverty and misery, and it is forcing them to take advantage of micro-credit, which is actually meant to give them a hand in a difficult time. One of the key questions asked by borrowers […]
One of the articles of the Consumer Law of March 17, 2014, called “Loi Hamon” (1), deals with borrower insurance under the mortgage loan. It states that, as of July 26, 2014 (loan offers issued after this date), any borrower may replace its loan insurance contract with an equivalent contract for a period of one year from the date of […]
It is true that a loan from an institution can help you realize your most important projects. However, it is important to make sure that you do things properly and to put in place a loan insurance . In this article, we will tell you more and define this borrower insurance to help you better. Definition of loan insurance Loan […]
You are considering making a loan for the first time, but you do not know which one to choose. In this case, why not opt for a consumer credit ? To bring you more clarity, take the time to read this article we have prepared. Consumer credit: definition The consumer credit is the fact that a bank offers a loan […]
Real estate loan, the cheapest banks are they always necessarily those that we believe? How to find a low rate bank for your future home loan when it comes to embarking on an investment of a lifetime? Can we consider that there is specifically between all those who compete today as always banks that are among the cheapest for a […]
How to calculate the maturity of a loan? In a household’s budget, the loan can be a very substantial part of the monthly budget. Indeed, if it is a mortgage , it is often the first or at least one of the first items of expenditure for the home that has subscribed. Far from us the urge to try to […]
You who are planning to make a home loan with a bank. This is surely a very good idea since you could accomplish your project in the best conditions. However, you must know that each mortgage has its own specificities and therefore its own cost that differentiates it from others. This is what we will see below. Let’s first look […]
As everyone knows, we do not engage in a mortgage loan lightly and on the other side of the loan, of course, it is the same for lenders. To formalize all this as it should be, banks are now obliged to send you a standardized information sheet . What is this document and what is it used for? This is […]
In your opinion, is it possible to make a loan while paying less tax? This question most customers of banking institutions or almost ask themselves. In this article, we will see if it is really possible to obtain any tax exemption to be able to benefit from a deduction of loan interest or not. How does it go if you […]
Lots of people wonder if they really need the will. They may think that they will not have enough assets to make use of a will. Some people wrongly believe that a will leads to your heirs to have to undergo probate, leading to unnecessary costs. However, a will may be beneficial for just about everyone. Read on for a […]